Eighty Percent of Small Claims Court Cases and Civil Matters Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Court Cases and Civil Matters Go Uncollected
This is such a familiar story for so many Americans:
- Somebody who doesn't pay
- You take them to civil court
- The judge makes a decision to award you
- You never receive any money that is owed to you.
Although the small claim court is set up to allow you to receive money owed to you, that doesn't mean that it is easy. The court system offers you basic information on filing wage garnishments, liens, bank garnishments and other ways of recovering the money you were awarded in court, but the information given to you is too basic. Therefore, we are left with only a few options:
- Call it a loss (Never see your money again)
- Spend all of your time trying to figure out how to collect your money yourself
- Call an attorney and pay a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although debt collection service isn't very difficult to learn once you learn how to do it, the process can be worth the effort. You would think that judgment is awarded to you, they would make it easier for you to recover the funds that are owed to you.
Civil Courts offers brochures to you explaining debtors rights. Try to ask one of the court clerks how you find the bank information of the debtor or the process for garnishing the debtors wages, and you will find a familiar answer - 'we do not give legal advice'.
The fastest way to get all of the information about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a debt collector will face is that almost all credit reporting agencies won't let you pull a credit report on somebody if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will collect your money for you with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike attorneys who charge a per hour fee, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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